ANNUITIES

What is An Annuity?

Annuities can provide a guaranteed lifetime income. In addition, fixed annuities and fixed index annuities also provide protection of your principal, regardless of market conditions. In this way, both of these annuity types could help you secure your retirement savings.

However, Fixed Index Annuities (FIAs) offer additional advantages. First, FIAs are tax-deferred. Therefore, any potential indexed interest you earn is not taxable upon credit of the interest. Instead, you only pay taxes when you withdraw your money.

Also, an FIA can provide a reasonable rate of return, while securing your principal. Finally, FIAs may also have options for riders, such as income riders or long-term care riders. This additional flexibility allows you to plan for many aspects of retirement.

With an FIA, you may also be able to provide income to loved ones after you pass away. Some FIAs offer spousal benefits and optional death benefits as well.

Red Line Vs Green Line

Some people don’t mind the ups and downs of the stock market, which can be seen here with the red line. However, when approaching retirement, most people prefer to keep their retirement savings principal protected, which can be seen here with the green line. At Blackwell Financial, we use the green line strategy to help clients ensure they don’t run out of money during retirement, regardless of what happens in the market.

video of green low risk investments vs red high risk investments

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Reach out to learn more about annuities, your options, and how to secure a long-term retirement income with protection of principal.

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CONTACT INFO

30 E Clay Street, Suite 101,

Salem, VA 24153

Phone: 540-377-0583

OFFICE HOURS

Monday: 8:30 AM to 4:30 PM

Tuesday: 8:30 AM to 4:30 PM

Wednesday: 8:30 AM to 4:30 PM

Thursday: 8:30 AM to 4:30 PM

Friday: 8:30 AM to 12:30 PM

Saturday-Sunday: Closed

Blackwell Financial and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. This content is not intended to serve as the basis for any investment or purchasing decisions, nor does it recommend or involve the purchase, holding, or sale of a security. All figures herein are hypothetical and for illustrative purposes only to explain general concepts. No figure is to be relied upon as being accurate nor a guarantee or projection and is meant only as a partial overview of some relevant features and benefits of general insurance products that may be in the marketplace, and whose availability will be dependent on the State of residence of the consumer, and their individual suitability for the product they are wanting to purchase. Where insurance products are mentioned, any and all guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.

By contacting Blackwell Financial, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.

By contacting Lisa D Blackwell VA Ins Lic #883770/Blackwell Financial, Inc. VA Ins Lic #153975, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.