• Annuities

What’s An Annuity?

Annuities can provide a guaranteed lifetime income. In addition, fixed annuities and fixed index annuities also provide protection of your principal, regardless of market conditions. In this way, both of these annuity types could help you secure your retirement savings.

However, fixed index annuities (FIAs) offer additional advantages. First, FIAs are tax-deferred. Therefore, any potential indexed interest you earn is not taxable upon credit of the interest. Instead, you only pay taxes when you withdraw your money.

Also, an FIA can provide a reasonable rate of return, while securing your principal. Finally, FIAs may also have options for riders, such as income riders or long-term care riders. This additional flexibility allows you to plan for many aspects of retirement.

With an FIA, you may also be able to provide income to loved ones after you pass away. Some FIAs offer spousal benefits and optional death benefits as well.
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This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.

By contacting Blackwell Financial, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.

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Suite 103
Salem, VA 24153

Call 540-377-0583

Fax 800-218-2516